Pradhan Mantri Kisan Maan Dhan Yojana
PM launched the Pradhan Mantri Kisan Maan Dhan Yojana at Ranchi, the Capital of Jharkhand.
The Scheme shall secure the lives of 5 Crore Small and Marginal Farmers by providing a minimum pension of Rs 3000 per month, to those who attain 60 years of age.
National Pension Scheme for Traders and Self-Employed
Prime Minister also launched the National Pension Scheme for the Traders and The Self-Employed. The scheme aims at providing a minimum assured pension of Rs 3000, to small traders and self – employed after attaining the age of 60 Years. Around 3 Crore Small traders would be benefitted from the scheme. All the traders who have annual turnover not exceeding Rs 1.5 crore are eligible for the scheme.
The eligible Vyaparis or farmers can visit their nearest CSCs and get enrolled under the scheme. In addition people can also self-enroll by visiting the online portal. At the time of enrollment, the beneficiary is required to have an Aadhaar card and a saving bank/ Jan-dhan Account passbook only. He/ She should be within 18 to 40 years of age group. GSTIN is required only for those vyaparis with turnover above Rs. 40 lakhs. The enrolment under the scheme is free of cost for the beneficiaries. The enrolment is based upon self-certification.
It is a voluntary and contributory pension scheme for entry age of 18 to 40 years with a provision for minimum assured pension of Rs 3,000/- monthly on attaining the age of 60 years. The beneficiary should not be income tax payer and also not a member of EPFO/ESIC/NPS (Govt.)/PM-SYM. The Central Government shall give 50 % share of the monthly contribution and remaining 50% contribution shall be made by the beneficiary. The monthly contribution is kept low to make it affordable. For example, a beneficiary is required to contribute as little as Rs.100/- per month at a median entry age of 29 years.